Pre-Purchase Counseling

Do you have a goal to purchase a home? We can help! Pre-Purchase Counseling is available to anyone interested in understanding the homebuying process. A Homeownership Advisor meets with households to analyze their income, credit, debt, and work history, as well as develop a strategy to overcome homeownership obstacles.

Anyone who attends a HomeStretch workshop at Model Cities is encouraged to participate in our individualized Pre-Purchase Counseling sessions as well. These one-on-one sessions are FREE and held in a confidential setting. Topics include:

  • Determining what you can afford
  • Developing a budget and savings plan
  • Finding the right mortgage product for your needs
  • Reviewing your credit report and addressing credit problems that could prevent you from getting a mortgage (slight fee to pull credit report)
  • Creating a customized Action Plan with a specific, manageable steps to help you achieve your goals

 

Documentation usually required for a home buyer preparation appointment will include current pay stubs for your most recent months of employment, two years tax returns and W-2s, credit information (if applicable), and three months of bank statements. Additional information may be required.

 

**HUD approved Local Housing Counseling Agency (LHCA)

 

To get started, sign up below or contact us at (651) 632-8345 to schedule a free, individualized, confidential counseling session.

Homeownership Advisor:
(651) 632-8345

Register for Homeownership Services:

Register